Our goal is to provide education, information, and referral sources.  We know that there are many people who are already in situations that may be considered predatory or at best, not well suited to their needs.  For many credit counseling or foreclosure counseling may be the only assistance available. We can assist through referrals to established housing counseling agencies and participating lenders. The best defense against a predatory lender is education. We hope this website will help you find the information you need.